Privacy Policy

1. Who We Are (Data Controller)

SmartAccumulator is a sports predictions and informational analysis platform. For GDPR purposes, SmartAccumulator is the data controller of your personal data.

2. What Data We Collect

We may collect the following categories of data:

2.1 Information you provide directly:

• Email address (newsletter, subscription access).
• Payment information (processed securely by PayPal or Stripe).
• Messages sent through our contact form.

2.2 Automatically collected data:

• IP address, browser type, device information.
• Analytics event data (Google Analytics 4).
• Cookies essential for security and functionality.

3. How We Use Your Data (Legal Basis)

We process your data under the following lawful bases:

• Performance of contract: providing access to purchased predictions.
• Legitimate interest: website security, fraud prevention, basic analytics.
• Consent: where required for cookies and analytics.
• Legal obligation: maintaining transaction records for tax compliance.

4. Payments & Third‑Party Processors

Payments are handled by trusted third parties (PayPal, Stripe). SmartAccumulator never stores your full payment card details.

Independent Data Controllers

These providers process your data under their own privacy policies:

• Google Analytics (USA/EU)
• Cloudflare (Security/CDN)
• PayPal (Payments)
• Stripe (Payments)

5. International Data Transfers (GDPR Chapter V)

Some providers may transfer data outside the European Economic Area. In these cases, transfers rely on:

• EU–US Data Privacy Framework;
• Standard Contractual Clauses (SCC);
• Additional technical and organisational safeguards.

6. How Long We Keep Your Data

• Email address – until you unsubscribe.
• Support messages – 12 months.
• Analytics data – 26 months.
• Transaction data – 7 years (legal requirement).

7. Your GDPR Rights

You have the right to:

• Access your personal data.
• Request correction of inaccurate data.
• Request deletion (“right to be forgotten”).
• Restrict or object to processing.
• Request data portability.
• Withdraw consent at any time.
• Submit a complaint to your national Data Protection Authority.

8. No Data From Minors

SmartAccumulator does not knowingly collect or process personal data from individuals under 18. If you believe a minor has provided data, contact us and we will delete it immediately.

9. Cookies

We use essential cookies, analytics cookies (optional) and security cookies. A detailed list of cookies is available on our Cookies Policy.

10. Security Measures

We implement:

• HTTPS encryption
• Firewall & bot protection (Cloudflare)
• Access‑restricted data handling
• Regular security monitoring

11. Changes to This Policy

We may update this Privacy Policy to reflect legal changes or improvements to our service. The updated version will always be posted on this page.

12. Contact Us

Email: [email protected]